Remortgaging

You can remortgage with your existing lender, or choose a new lender. Shopping around for new remortgage deals can open new opportunities to save money and reduce monthly payments.

When you remortgage, the lower the loan-to-value you require, the more deals you'll find available to you from lenders.

Yes! In fact, it can be helpful to reduce the term each time you remortgage. The longer your mortgage term, the lower your mortgage payments will be, but the more interest you'll pay overall.

When you remortgage you can choose to borrow more money by increasing your mortgage loan.

There is no limit to the number of times you can remortgage your home. However, most people choose to do so when their fixed-rate period ends.

A good rule of thumb is to start looking for a new mortgage around three months before your current mortgage deal ends. Say you have a three-year fixed-rate mortgage, you should start looking for a new deal when you're 33 months into the 36-month fixed period. When you have a new mortgage offer, you should

Remortgaging is usually done to lower the amount you're paying each month for your mortgage, to repay debt or to raise funds. You don't have to buy a new property to remortgage. Remortgaging your property could allow you to save money on your monthly repayments, or to repay your mortgage sooner. If your current lender