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Adam

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So far Adam has created 50 blog entries.

Housing Market Hurdles – Advice for First Time Buyers

Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home; your home may be repossessed if you do not keep up repayments on your mortgage. Housing Market Hurdles - Advice on Mortgages for First Time Buyers It goes without saying that

By |2022-12-08T15:01:57+00:00October 2nd, 2020|Mortgage Advice|

How To Remortgage Your Home To Pay Off Debt?

Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home; your home may be repossessed if you do not keep up repayments on your mortgage. How To Remortgage Your Home To Pay Off Debt? One of the most popular reasons people

By |2023-04-22T11:54:26+00:00June 29th, 2020|Remortgage Advice|

The Grand Appeal – Charity and Us!

As you all know, we had planned ourselves a hefty target and a whole lot of pain this year to help raise money for the Grand Appeal Sensory Play program. We’ve posted about this amazing charity before and you can read a little more about it on our earlier Blog. Just before Lockdown was implemented

By |2023-04-22T11:57:00+00:00June 24th, 2020|Charity blog, Community|

Landlord Planning

Portfolio landlords are faced with a number of challenges when it comes to tax. One is Capital Gains Tax, which becomes an ever-increasing problem as property prices rise. Another is the loss of tax relief on mortgage interest. And then there’s Inheritance Tax, which itself could run into hundreds of thousands of pounds even

By |2021-09-14T09:17:26+00:00June 17th, 2020|Taxes Regulation|

What is a Joint Borrower Sole Proprietor Mortgage?

Your home may be repossessed if you do not keep up repayments on your mortgage.What is a Joint Borrower, Sole Proprietor Mortgage? Joint Borrower, Sole Proprietor mortgages are a fairly new breed of mortgage offered by a select few lenders. It means that you can add a ‘joint borrower’, typically a parent, so that you

By |2022-12-02T11:52:06+00:00June 11th, 2020|Mortgage Advice|

What is the best protection for me and my family?

What is the best protection for me and my family? We get asked this by nearly every client and unfortunately, there is no simple answer. With so many different types of protection products in the market, we thought we would put together a few notes to help you narrow down what’s best for you.

By |2021-09-14T09:23:16+00:00June 10th, 2020|Property Insurance|

10 Questions for First Time Buyers

Your home may be repossessed if you do not keep up repayments on your mortgage. 10 Questions for First Time Buyers We get a lot of First Time Buyers come to us with similar questions. We decided to put a blog together with some of the more common questions all in one place. If

By |2023-04-22T11:09:59+00:00June 6th, 2020|Mortgage Advice|

20 Mortgage FAQs

Your home may be repossessed if you do not keep up repayments on your mortgage. 20 Mortgages FAQs 1. What does LTV mean? LTV stands for Loan to Value. It is calculated by dividing the loan by the value of the property. If you have a £150,000 mortgage on a £200,000 property, your LTV is

By |2023-05-19T11:53:42+00:00June 3rd, 2020|Mortgage Advice|

What Is A Mortgage Product Switch?

Your home may be repossessed if you do not keep up repayments on your mortgage.What Is A Mortgage Product Switch? When your current mortgage product comes to an end it is vital that you reassess to make sure that you aren’t paying too much for your mortgage, this is called ‘remortgaging’. A ‘Product Switch’, sometimes

By |2022-12-02T12:04:59+00:00June 3rd, 2020|Mortgage Advice|

Can My Parents Loan Me A Deposit As A First Time Buyer?

Your home may be repossessed if you do not keep up repayments on your mortgage.Can my parents loan me a deposit as a First Time Buyer? Help from parents is incredibly common in the current market but most lenders require these funds to be gifted, not loaned. If your parents are ‘gifting’ you money, the

By |2022-12-02T12:04:57+00:00June 3rd, 2020|Mortgage Advice|