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Adam

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So far Adam has created 51 blog entries.

Buying A Property On A Visa

  According to https://www.gov.uk/, 189,459 working visas and a further 180,257 family visas were granted in the year ending September 2019. This was a massive increase of nearly 20% from the previous year. That’s close to 400,000 people that have moved here looking to settle in 2019 alone! That means there are a lot of

By |2021-09-14T06:11:32+00:00July 15th, 2021|Mortgage Advice|

Interest Only vs Repayment

Your home may be repossessed if you do not keep up repayments on your mortgage. This is a question we get a lot and it’s probably best to, first of all, explain the differences between the two and a few of the advantages and disadvantages. Most people would probably assume all mortgages are set up

By |2023-04-22T12:00:39+00:00June 18th, 2021|Property Investment|

Retirement Interest Only Mortgages for Older Borrowers

Your home may be repossessed if you do not keep up repayments on your mortgage.What are Retirement Interest-Only Mortgages? Retirement Interest Only mortgages (often referred to as RIO mortgages) are very similar to standard Interest Only mortgages, where you are only paying the interest per month. The key difference is that RIO mortgages are aimed

By |2022-12-02T12:46:36+00:00June 11th, 2021|Mortgage Advice|

Consolidating Your Debts Into Your Mortgage

Your home may be repossessed if you do not keep up repayments on your mortgage. Let’s start with the most important thing to mention first of all: CONSOLIDATING YOUR SHORT-TERM DEBTS IN TO A LONG TERM DEBT LIKE A MORTGAGE WILL MEAN YOU END UP PAYING MORE OVERALL. That being said, there are some

By |2023-04-22T11:17:27+00:00June 3rd, 2021|Property Purchase Advice|

Lloyd Wells Charity Update

Hi All, We’re back at it and we need your help. We’ve once again teamed up with The Grand Appeal to raise money for their Play 4 all program. It’s a wonderful program helping young children in need and their families. Last year we managed to raise a whopping £1,765 towards the cause but this

By |2021-09-14T06:49:36+00:00May 19th, 2021|Charity blog, Community|

What’s happening with Stamp Duty?

What’s happening with Stamp Duty? Before we explain what is happening with the stamp duty changes, it might make sense to describe what stamp duty is. Stamp duty Land Tax (SDLT) is a tax that is paid when you purchase a property. The amount of stamp duty you will have to pay depends on

By |2022-01-14T11:55:17+00:00January 22nd, 2021|Mortgage Regulation|

Location Considerations

Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate most Buy to Let Mortgages. We get a lot of First Time Buyers asking for our opinions on where to buy and what to look out for. We get this a lot

By |2023-05-19T12:10:37+00:00December 16th, 2020|Property Investment|

Pros and Cons of New Builds

Your home may be repossessed if you do not keep up repayments on your mortgage. Pros and Cons of New BuildsBuying a new build property is a perfect option for many. If you are anything like me, the idea of renovating a property is pretty daunting so being able to move into a brand-new property

By |2023-04-22T11:29:39+00:00November 30th, 2020|Property Investment|